https://navitaswa.com

HELPING YOU ACHIEVE BETTER
FINANCIAL AND FAMILY OUTCOMES
Affluent families have become increasingly
frustrated with advisors who remain hyper-
focused on selling investment or insurance
products and are unwilling to provide straight
answers or withhold proactive advice out of a
false sense of security. The industry is built around
billable hours and commissioned products, leaving
families feeling oversold and underprepared.
Navitas is a wealth advisory firm, but our approach
is uncommon in how we define wealth, the
methods we use to manage it, and the problems
we seek to solve. Our promise to our affluent
clients is that we will help guide them according
to the principles and methods we’ve developed to
create better outcomes for their generation and
generations to come.
The Wealth Advisory Business is Broken
01

https://www.nasdaq.com/articles/generational-wealth%3A-why-do-70-of-families-lose-their-wealth-in-the-2nd-generation-2018-10


https://seekingalpha.com/article/4108688-investor-returns-vs-market-returns-failure-endures

We are changing the status quo
because statistics demonstrate our
industry’s deficiencies.
The average investment
trails market returns by more
than 50%
88% of life insurance policies
never pay a benefit
90% of an affluent family’s
wealth does not make it to the
3rd generation
We work to counter these trends by helping families
align to shared principles and facilitate a forum for
open, transparent dialogue. We remove turbulence
from the waters by aligning everyone to the “why?”,
making it much easier to agree on the “how.”
TRUE ENDURING WEALTH
EXTENDS INDEPENDENCE TO THE FAMILY,
NOT DEPENDENCE ON THE FAMILY.
90%
50%
88%
02
1 https://www.nasdaq.com/articles/generational-wealth%3A-why-do-70-of-families-lose-their-wealth-in-the-2nd-generation-2018-10
2 Lapse-Based Insurance Daniel Gottlieb and Kent Smetters June 6, 2016; Olin Business School, Washington University in St. Louis
and Wharton School, University of Pennsylvania
3 https://seekingalpha.com/article/4108688-investor-returns-vs-market-returns-failure-endures
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2
3
03
Navitas uniquely defines enduring wealth as
the purposeful integration of four fundamental
cornerstones of affluence. We evaluate and advise
our families on financial, generational, entrepreneurial,
and influential best practices to cultivate wealth
legacies that may endure for generations.
FINANCIAL WEALTH
When there is uneasiness around
spending money, adopting a
stewardship mindset assigns purpose
to our finances that can be measured
by how much is enough for now and
how much is enough for the future. We determine
the scale of financial flourishing by evaluating the
independence and performance of money, assets,
and investments. We also include an assessment
of how our clients are pursuing and enjoying
an abundant life with the resources they have
acquired over a lifetime.
GENERATIONAL WEALTH
To live with intentionality and invest
in the next generation’s success is the
ultimate measure of legacy. Because
we place significant weight on both
financial wealth and familial health, we
calibrate an individual’s needs and desires with the
dreams and intentions of their successors. Purpose
and potential are measured not by how we live now
but by how our contributions will be preserved
when we are no longer around to shape them.
Measuring Enduring Wealth
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We view generosity and giving as
much more than a routine financial
transaction. It’s a meaningful
opportunity to create a lasting impact
in the lives of others. We help discern
the type of issues or causes our clients want to
help solve, how they will achieve their generosity
goals, how much involvement they want to have
in the causes they support, and even the structure
and cadence of giving. Separate from financial
generosity, we also evaluate relational generosity.
This includes the family’s reputation for community
and employee engagement and their personal
brand in their circles of influence, including heirs.
ENTREPRENEURIAL WEALTH
Company ownership or entrepreneurship
is often the economic engine that creates
a family’s wealth. We work with our
clients to evaluate operating entities
for strategic and tactical readiness. This
includes plans for succession, liquidation, transition,
talent acquisition and retention, or sale events as
part of the overall wealth profile.
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04
INFLUENTIAL WEALTH
Measuring Enduring Wealth (cont.)
05
Navitas helps families navigate the complex
dynamics they encounter when establishing
enduring wealth.
The wealth advisory process is complex
without a clear understanding of what is both in
scope and at stake. Navigating the complexity
becomes nearly impossible. We developed our
framework and methods utilizing decades of
experience working alongside affluent individuals,
their families, and advisory teams to help transition
to success and significance. We measure this by
how effectively we maximize the desired impact
of our clients’ assets and relationships.
Building Enduring Wealth
The Navitas Framework
G
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Vision and Values
Protect and
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ENDURING
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Reputation
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06
Affluent families encounter
two significant challenges
that traditional wealth advisory firms may
have a difficult time addressing:
Achieving clarity and alignment
around the family vision and purpose
Increasing levels of complexity that
come with success
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2
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VOLATILITY INTO VISION,
UNCERTAINTY INTO UNDERSTANDING,
COMPLEXITY INTO CLARITY,
AND AMBIGUITY INTO AGILITY.
This can transform:
The military coined an acronym to
outline an appropriate response to
challenging situations. VUCA represents volatility,
uncertainty, complexity, and ambiguity, effectively
describing what families encounter while navigating
legacy and wealth preservation dynamics. The VUCA
methodology helps organizations establish what
is known and uncover what is not known about a
situation or a plan—providing a better understanding
of both opportunities and challenges.
We are forward-thinkers responsible for vigilance on
behalf of our families to recognize opportunities and
challenges. Like organizations, a family must discover
the antidotes to VUCA through strategic planning
and wise counsel.
VUCA
WE BELIEVE
wealth transfers should be deeply
relational, not transactional.
08
Our process develops clear intentions for how
wealth should be used, enjoyed, and secured for
generations while encouraging freedom to pursue
dreams and create impact. We help align the
relationship between affluent individuals and those
who will steward the wealth in the future according
to a clear vision and generational core values.
The flexibility and agility we built into our model
allow for a broader scope of investment and
influence beyond a prospectus or portfolio.
To plan for the present and the future, Navitas
recognizes that affluent families must be presented
with clear choices to make informed decisions
and retain ownership of their family’s enduring
wealth plan. Our clients should never feel they
have to make a case for utilizing their own
financial resources. Therefore, we work together
to determine the ideal allocation of resources to
secure, stake, share, or spend and then advise and
manage those plans accordingly.





















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S
TA
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HA
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Vision &
Values
Discover
Navitas Proven Process
Design and Execute
Fulfill and Refine
Accountability
Alignment
Enduring Wealth
Action Plan
Curation
Administration
09
We utilize a time-tested series of events and
processes to determine each family’s vision and
goals, understand obstacles and opportunities, and
collect the insights that lead to better family and
financial outcomes.
Once we determine fit, the first phase of our process
curates all resources, insights, and information
required for the Navitas team to create a personalized,
Enduring Wealth Action Plan. Each family’s scenario
is unique, and we build plans that align with the long-
term goals.
However, this proven process is more than a project.
If ongoing oversight and responsibility to the plan
are required, we come alongside our families, guiding
them through changing dynamics and emerging
opportunities. We monitor and make improvements
and adjustments throughout the three-month cycle
and take time to reevaluate and reformulate the long-
term strategy.
*Securities offered through Lion Street Financial, LLC. (LSF), member FINRA & SIPC.
Advisory Services offered through Csenge Advisory Group LLC. Navitas Wealth Advisors, Inc,
Csenge Advisory Group LLC, and LSF. LSF does not provide legal or tax advice.
10
Over time, most Navitas clients have acquired a
team of advisors and stakeholders responsible
for providing wise counsel and strategic insight.
The Navitas framework does not aim to replace a
family’s network of trusted advisors.

Instead, we serve as the hub of accountability,
maintaining alignment with all stakeholders and
driving momentum.
LET NAVITAS HELP YOU PLAN YOUR
WEALTH LEGACY WITH
PRESERVATION, PREPARATION,
AND PERFORMANCE
IN MIND.

https://navitaswa.com


https://navitaswa.com

navitaswa.com