Is it Possible to Pursue an Auto Injury Claim in Nevada without
Insurance if I'm Not at Fault?
It is rather surprising that a significant number of drivers in Nevada choose to forgo auto
insurance, despite its mandatory requirement under state law. If you find yourself involved in a
car accident in Nevada, there is approximately a 10% chance that the other driver involved will
lack the insurance coverage necessary to address their liability in causing the accident.
So, what does this mean for individuals who experience an accident with an uninsured driver in
Nevada? Here's what you should know, provided by a knowledgeable personal injury lawyer in
Las Vegas.
What Occurs in a Nevada Car Accident if a Driver is Uninsured?
Following a car accident where one or more drivers are uninsured, certain aspects of the
process will resemble those when all involved drivers possess the legally required insurance
policy. However, the owner or operator of the uninsured vehicle exposes themselves to fines
and other penalties for violating Nevada's obligation to carry an insurance policy for their
vehicle.
What if I'm Insured and the At-Fault Party is Uninsured?
In any car accident, law enforcement officers, your car accident attorney, and relevant insurance
adjusters will conduct an investigation to determine which party is at fault for the accident and,
consequently, liable for the resulting damage and injuries sustained by other drivers. If you have
been struck by an uninsured driver who is found to be responsible for the accident, you can still
file a claim against them.
Unfortunately, this process can prove more intricate than when the at-fault driver is insured.
Therefore, it is crucial to have a seasoned attorney by your side, offering guidance and
representation to ensure the best possible outcome. Your attorney will assist you in initiating a
claim against the liable party, thereby commencing the legal process of securing judgments in
your favor. The court will begin by examining the assets of the at-fault driver, and they may even
order the seizure of the assets of the uninsured driver to partially compensate for your
damages. Additionally, the uninsured driver may be mandated to make regular payments to you
over a specified period.
In the event of injury caused by an uninsured driver, it is also worthwhile to review your own
insurance policy. Many auto insurance companies offer coverage for uninsured motorists,
allowing you to receive compensation from your own policy in the event of injury caused by an
uninsured driver unable to fully compensate you for your damages. Once you have been
compensated by your insurance provider for an uninsured motorist claim, your insurer may seek
to recover some of their losses from the uninsured driver responsible through a process known
as subrogation.
What if You Have Insurance and You're at Fault?
If an insured driver is at fault for an accident involving an uninsured driver, the uninsured driver
can still pursue a claim against you to seek compensation for their damages. Your insurance
should cover the uninsured driver's claims up to the limits stated in your policy. To gain a better
understanding of the potential outcomes in such circumstances, it is advisable to consult a car
accident lawyer in Las Vegas.
What Are the Consequences of Driving Without Insurance?
Opting to operate a vehicle without the mandated insurance coverage is a serious matter. All
drivers present at the accident scene will be required to provide proof of insurance to
responding police officers. Failure to carry insurance is considered a misdemeanor offense and
can result in a fine of $100 for a first offense or up to $1,000 for subsequent offenses.
Additionally, the Department of Motor Vehicles may initiate the process of suspending the
offender's driver's license, which can pose significant challenges when it comes to commuting to
work or school.
If you have been injured in an accident caused by an uninsured driver, rest assured that you
have legal options. It is crucial to reach out to an experienced lawyer for a case evaluation and
to discuss the necessary steps to take.
Contact a Knowledgeable Car Accident Lawyer in Las Vegas
If you have been involved in an accident caused by an uninsured driver, you may be uncertain
about how to seek compensation for your damages and injuries. Fortunately, there are means to
obtain the necessary coverage. For these cases the assistance of knowledgeable attorneys will
be adequate to help you explore your legal options and provide you with expert guidance on the
next course of action. Through this you will be able to achieve the best possible outcome for
your car accident case in Nevada.
Benson & Bingham Accident Injury Lawyers, LLC
626 S 10th St
Las Vegas, NV 89101
Office: (702) 382-9797
Email: info@bensonbingham.com
Website: https://www.bensonbingham.com/