How to Achieve the Rich Dad Mindset
PARTNERS EDITION
WSBN: 44-020-2
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Contents
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Disclaimer
What is Abundant Thinking?
The Law of Abundance
Abundance & Scarecity
Abundance Motivation
Abundant Thinking in Practice
How to be An Abundant Thinker
How to Be a Rich Dad
Entitlement Thinking
A New Garment
Watch the Video
What is Abundant Thinking?
Abundant thinking is a form of positive thinking. It is about
creating a mindset of positive values that allow you to perceive
your life as one of abundance, not one of deficit. It teaches you
to flip your mental attitude from negative to positive, and
appreciate how much you have in your life to be grateful for.
However, it does not suggest that gratitude should cause us to
stop striving for more and just accept our lot in life, rather it
teaches quite the opposite; that by acknowledging how
abundant our lives are already, our minds will embrace the
concept that the good things in life are potentially unlimited.
The,word,‘abundant’ means, to be richly supplied; to be over-
supplied. This means that we should have no fear of asking for
more because we can be confident in its delivery. Abundance is
a store that never runs out of its goods.
Abundant thinking is not just concerned with money. Although
there is a strong financial aspect that can be applied, it is a life
philosophy. Where money is the issue, it is viewed as a tool that
allows a better quality of life to be achieved – not just the
material aspects but most crucially, the freedom to spend time
doing the things that matter with the people that matter.
Similarly, being a rich dad, or a rich mum, may not relate to
money at all. It can even negate the wilful drive for extra
finances, especially where that works against the more
important aspects of life, such as love and family. We all know
of rich, unhappy people. We read about them every day in the
newspapers and see them on the television; people who have a
clear abundance of finances but who are bereft emotionally.
Abundant thinking is all about changing how you view your
personal circumstances so that you can change how you view
the world at large. It is realizing that you have been the cause
of your sadness and struggle in life through your focus on what
you,don’t,have,rather,than on what you do have.
The Law of Abundance
The Law of Abundance is one of the Universal Laws. They are
sometimes referred to as Spiritual Laws or Laws of Nature. But
essentially, Universal Laws are those immutable principles that
rule our world and our universe, governing how the entire
cosmos continues to exist and thrive.
Whilst the very notion that these laws exist may prove too
esoteric for some people, there is a sound basis in science for
several of them. For example, the Law of Cause and Effect
states that any action produces a result in exact proportion to
the intention that initiated it. This idea goes back to Biblical
times. It says,for,example,in,Galatians,that,“whatsoever a man
soweth,that,shall,he,also,reap”,Some,people,think,of,this in
terms of Karma. Others may use the phrase, “what goes
around,comes,around”,But it all amounts to the same thing.
Universal Laws work whether we believe in them or not. Those
who do not believe in them choose by default to believe that
life constitutes a random and haphazard series of events that
they have little or no control over, and that there is no purpose
or underlying reason why things should happen as they do.
The Law of Abundance states that the universe is continually
and effortlessly producing; creating unlimited resources for us
to take advantage of. You only have to look at Nature to know
this is true.
Breaking any law is apt to cause problems. That is true of man-
made laws and those handed down by the universe. You may
fully believe that there is abundance out there, as evidence by
those,individuals,who,appear,to,“have,it,all”,but,you,may,be,
seeking similar abundance in the wrong ways. If your
motivation for achieving more is to focus on what you do not
have, you are not thinking in tune with the Law of Abundance.
Abundant thinking is not about working more hours to
accumulate more material things, or becoming miserly with
your money because you want to inflate your bank account. In
fact, such attitudes work in direct opposition to the Law of
Abundance. These are reactions based on fear and panic, and
Universal Laws always work in peace and balance.
Abundance & Scarecity
Abundant thinking requires that you appreciate what you have
in life, rather than bemoaning the things you lack. In contrast,
scarcity,thinking,focuses,on,what,you,don’t,have,what,you,
want more of, what you might lose, and what has gone wrong
in your life. Abundance asks that you focus on what is possible,
and that you reach for what you want in life. If this latter point
sounds like something you are already doing and it is not
producing the goods, it is because you have not established the
former mindset – the one that makes you always appreciative.
People who think abundant thoughts are happier than those
who,don’t – and it stands to reason. That does not mean they
are unaware of areas where their lives might need
improvement; they are simply able to approach those areas
with a positive frame of mind, confident that they will have no
difficulty bringing about the necessary changes. This is because
they choose to believe that there is an abundance of whatever
they need just waiting for them.
Our thoughts dictate our lives. Our thoughts can attract good
things into our lives, or repel them. This is another Universal
Law that you have probably heard of – the Law of Attraction.
One of the most oft-quoted sayings within positive thinking
methodology was uttered by Napoleon Hill himself i.e. that
“whatever the mind of man can conceive, and believe, it can
also achieve”,
That is not to say you simply have to sit at home thinking good
thoughts; that is obviously not enough. You will still have to
take actions to back up those thoughts, but those actions will
work infinitely better when they are backed by positive
thinking, and abundant thinking. The fewer (or smaller) things
you cause to happen, the less effect you will produce. If you
want another quote from,the,Bible,it,says,in,James,that,“faith
without,works,is,dead”
If this all seems a little otherworldly to you, here’s,an,example
of how this law might operate. Let’s,say,you,are,looking,for,
work, but your dominant attitude and belief says that there are
very few suitable jobs for you, and that you’ll,never,find,one,for
yourself - in other words, you have a negative attitude. This
might mean that you,take,no,action,to,find,a,job,You,don’t,
compile,a,CV,you,don’t,send,email,enquiries,and,you,don’t,go,
knocking on doors.
And if by chance you did bump into the very person who could
give you your dream job, they would not offer it to you because
you would not be viewed as the positive individual they would
want on board. A negative attitude can therefore act as a self-
fulfilling prophesy, as it will consistently produce negative
results that will naturally reinforce your negative beliefs.
Conversely, abundant thinking opens up possibilities and
opportunities that we could easily have missed by harbouring
negative thoughts and thoughts of scarcity. It causes you to
take positive actions because you firmly believe and expect that
they will produce the desired results. Your proof for this is the
fact that you are already blessed by the abundant gifts you are
already enjoying within your life. Abundant thinking is about
focusing on what you have right now, and using that to build a
brighter future. It does not lead you to dwell in the past,
regretting mistakes and ventures that did not work out exactly
as you had hoped or planned.
People who think abundantly do not suffer guilt for their desire
to attain more. This is for two reasons: they are already grateful
for what they have, and they do not feel that asking for more
will deprive anyone else. It is an attitude of plenty that accepts
and believes that there is more than enough to go around, for
everyone to have what they want and need.
Abundance Motivation
A key part of abundant thinking is abundance motivation,
sometimes called appreciative, or assertive thinking. This is the
belief that we already have much more than is necessary to get
by. It says we have more than we need, and more than we
could have ever expected. It requires that you dispel any
assumptions about what you will receive in life, be that from
God, nature, society, parents, peers, friends, or loved ones.
Again, this does not suggest we have to stop wanting more. It is
simply about establishing the correct mindset. Knowing we
have more than we need makes us feel happy and grateful. We
appreciate what we have, and that means whatever else we get
is a bonus. But thinking that you deserve more, or that you are
somehow owed more, leads to resentment. The truth is that
life does not owe you anything at all. You have to remember
that you came into the world with nothing – and you will end
up leaving it with nothing.
Creating a healthy attitude towards abundance requires you to
embrace and celebrate what you already have. If you have
good health, enough food to eat, and a roof over your head,
then you have a lot to be grateful for. If you also have love in
your life, you should be very happy.
There are many millions of people (often in less developed
countries) who struggle every single day for what many of us
consider to be the basic necessities of life and, perhaps
somewhat ironically, many of those people lead happier lives
than those who have plenty.
So always remember that the world does not owe you a living.
In fact, it,doesn’t,owe,you,anything at all. But neither will it
deny you anything if you open your eyes to the abundance that
is already all around you, and the goodness in store for as you
begin to align your thoughts and actions with Universal Law.
Do not allow yourself to be influenced by our modern
consumerist society. Commercials attempt to convince you that
you need certain material items to be happy; you must have
the latest designer accessories, the best gadgets, a bigger
house, a luxury car. But you believe these messages at your
peril. You do not need these things! Beware of feelings of
resent caused by lacking such material items. Such an attitude
causes you to focus on what you do not have.
Perhaps the notion of abundant thinking may appear to be a
strange or contradictory concept to some. After all, it says you
that you should be grateful for what you already have, but that
it is also okay to want more. It says you should be aware of your
minimum requirements i.e. what you actually need to live, but
that you should place no maximum limit on what is possible for
you to achieve because supply is actually limitless.
Abundant thinking asks that you give up the bad habits of a
lifetime. But they can be heavy shackles to throw off. Anyone
who has spent years struggling may find it difficult to accept
that they can more quickly achieve their goals by doing nothing
more than altering the way they think. This can be part of the
problem for many people i.e. simply accepting that you are not
being asked to do anything more than embracing and applying
the principle.
What we have to remember is that abundant thinking does not
guarantee anything. If we start believing that abundant thinking
will definitely bring us wealth and riches, or anything else that
we strive for, then our expectations may disappoint us
(especially in the short term) and we can pretty soon end up
back with that unproductive attitude of scarcity. All you have to
do is accept the good things in your life, be grateful for them,
and know that there is an abundance out there just waiting to
be tapped into, and it is your positive, abundant attitude that is
the fundamental key to doing so.
Abundant Thinking in Practice
Abundant thinking can be used to good effect in every part of
your life. It allows you to be grateful for the good health that
you enjoy, and to know that even if your health is suffering, it
could always be worse. It may be easier said than done, but it is
a crucial attitude to adopt when things do not appear to be
going well. We can also take the opportunity to be grateful for
the good health we have enjoyed in the past, and for the good
health that still exists in those people we care about. It is all
about perspective; seeing the positives rather than the
negatives.
So how can this be applied to an unsatisfactory financial
situation? What about if you sign a deal with someone and that
person then reneges and leaves you out of pocket, for
example? The way many people act and behave is from the
perspective of loss. This is perfectly understandable because
loss is involved.
We all know that people can take advantage, and the plain fact
is that there are some folk out there who, putting it plainly, are
just seeking to rip you off. But having an abundance attitude
ensures that you handle this situation with the minimum
detriment to yourself.
It means your intent is always to maintain the happiness in your
life, which will serve to counter negative feelings, none of
which are helpful. The actions you will need to take to rectify
the situation can be taken regardless of your attitude but, it is
important to understand that negative feelings harboured
towards another person, do not affect that person at all. The
only person they can actually harm is you!
Abundant thinking creates a mindset that allows a better
perspective on the situation,You,will,ask,yourself,“has this
person stolen my happiness, or am I doing that to myself
through my reaction to,the,situation?”,;nd,in the worst-case
scenario, when you may be seriously affected by what has
happened, your faith in the essential goodness and abundance
of the universe will be your strength. And this will provide a
much speedier recovery from any and all ill effects.
In a business environment, abundant thinking can focus on the
organization's strengths and what is possible; not on what
might go wrong. This is particularly crucial in hard times. When
businesses experience huge losses and difficulties, the
temptation is to focus on what was, and what might have been.
But this type of thinking is based on fear and scarcity. Leaders
who take such an attitude in business can end up instilling
negativity in their workforce. They therefore can only
exacerbate the problems that already exist.
It is, of course, the job of the leader to embrace abundance,
develop a vision, and inspire those who follow to move on from
failure to achieve great things in the future.
How to be An Abundant Thinker
The first step is to take a good honest look at your current and
past attitudes, and assess whether your thinking has been
based on the abundance principle. Do you routinely evaluate
how your life is faring? If so, do you accomplish what you set
out to do? If you have mixed results, do you know what is
working and,what,isn’t?,Which,areas need to be improved? In
what way does your attitude need adjusting to create a better
life for yourself?
One thing to be particularly aware of is your inner monologue
i.e. how you talk to yourself. This can reveal a lot about how
healthy your thinking really is. How many times do you think
that,you,“could,have”,“would,have”,or “should,have”?,
Although you may think that these are useful correctional
phrases that mean you have understood your mistakes, they
are nothing to do with abundant thinking. They are dealing with
the past, and giving power to the things you feel you failed at.
Such reflections are inherently self-critical and full of regret.
They remind you of the lack in your life; the chances you should
have, would have, or could have taken. They are linked to
feelings of entitlement or lack, and this is the enemy of
abundant thinking. All these should be replaced with “I,want”
or,“I,expect”,– thoughts that bring our desire into the present
moment, and that is the only way our brain can register that
some kind of action needs to be taken.
People who habitually think in negative terms make themselves
victims; it is self-perpetuating, especially when other people or
outside circumstances are blamed for the hurt. Whenever you
blame, you simultaneously remove your responsibility to
improve the situation. You are saying that there is nothing to be
done to make things better because it is out of your control,
and you have thereby denied the abundance in your life.
Here are some ways in which you can become an abundant
thinker:
1. Identify your biggest bar to abundant thinking. Analyze
why you have not embraced the concept before. Have
years of negative conditioning made it difficult, or did you
just not know about it?
2. Decide now that you will start to think abundant
thoughts.
3. Count your blessings right now, and start being grateful
for all the good things you have in your life.
4,Stop,thinking,of,what,you,believe,you,don’t,have; you
are concentrating on empty space. Instead, begin to focus
on creating the circumstances that cause abundance to fill
that empty space. Develop your interests, knowledge, and
skills in areas that will help you to achieve more.
5,Exchange,“could’ve”,“should’ve”,and,“would’ve”,for,“I,
want” and,“I,expect”.
6,Don’t,feel,guilty,for,wanting,It,is,your,personal,choice,
to strive for happiness for yourself and others.
7,You,can,want,but,don’t,create,specific,expectations,
(especially for material things) for yourself.
8. Better still, create zero expectations of what you will
receive. Do not automatically assume that you will receive
anything. Just know that anything is possible and invite
that abundance into your life.
9. Be mentally prepared for the worst-case scenario. Think
positively about receiving what you want, but do not take
it as read. If you meet your goals, it will add to the
happiness you,already,enjoy,if,not,it,doesn’t,matter,
because you are happy with what you already have.
10. Stop thinking the world owes you a living and that you
deserve to receive what you want. Everything you receive
in,life,is,a,gift,The,world,doesn’t,owe,you,anything, but its
abundance is capable of giving you anything.
11. Stop feeling cheated, and like a victim. Take control
and take responsibility for your own happiness.
12. Know that your past does not equal your future, and
your current unfavourable situation does not have to last
if you choose to make it better. You are not your
condition.
13,;ccept,that,you,will,make,mistakes,Don’t,beat,
yourself up when you do; regard that mistake as a
moment on your learning curve that will help take you to
new heights,Learn,from,it,and,move,on,Don’t,dwell,
Some of our hardest knocks teach us our most important
lessons in life.
14. Think of a physical reminder that will help you keep
your thoughts on track. Every time you feel you are
drifting back to thoughts of scarcity, perform your little
physical action to realign yourself with abundance. You
could click your fingers, snap a rubber band on your wrist,
or simply join your thumb to your forefinger as people do
in meditation.
15. Develop a mantra that you repeat every morning and
evening out loud, and in your head whenever you need a
boost,You,could,try,“;bundance,is,mine,right,now,and,
always”,Remember,that,whatever,you,say,keep,it,in,the,
present,tense,Saying,that,“;bundance,will,be,mine”,
causes the brain to keep abundance in the future.
As a starter exercise, think of one situation in your life that you
believe should have turned out better. Try to find a way to see
the positives in it, how you may have learned from your
“failure”,to,meet,your,expectations, and then let go of those
expectations. Rephrase your expectations into a statement of
gratitude,such,as,‘I,am,grateful,that,X,occurred,in,my,life,
because,I,learned,Y’,or,‘I,accept,that,X,occurred,in,my,life,and,
from,it,I,was,able,to,learn,Y’,This is one piece of deficit thinking
that is now abundant thinking.
How to Be a Rich Dad
Having a Rich-Dad mindset is about focusing on the financial
aspects of abundant thinking, rather than just the
psychological. This involves analyzing how you view certain
pertinent financial questions, and swapping a scarcity or deficit
thought for an abundant thought.
1,“I,can’t,afford”,becomes,“how,can,I,afford?”,when,
abundant thinking is applied. This is because saying you
can’t,do,something,closes,down,possibilities,and,tells the
universe that this option no longer exists for you.
2,“My,kids,make,me,poor”,becomes,“I,want,to,be,rich,for,
my,kids”,with,abundant,thinking,This,is,not,focusing,on,
the expense of having children, but on the duty to create a
more secure life for them.
3,"I,don’t,care,about,money",becomes,"money,is,power",
when abundant thinking is applied. The idea that money is
somehow,“dirty”,is,exchanged,for,the,acceptance,that,
money allows a person to have more choices in life.
4. "Don't take financial risks" becomes "take calculated
risks”,with,abundant,thinking,This,is,about,trying,to,put,
your money to work whilst mitigating the risks involved.
5. "Pay myself last" becomes "pay myself first" with
abundant thinking. This ensures that there is finance
available for investments so further returns can be
possible.
6,“The,state,will,provide,for,me”,becomes,“I,take,
responsibility,for,myself”,when,abundant,thinking,is,
applied. This counters entitlement thinking by teaching
financial self-reliance.
7,“Knowledge is,important” becomes,“financial
knowledge is important”,with,abundant,thinking,This,
provides a firm grounding for the real world.
8. "I work for my money" becomes "my money works for
me" with abundant thinking. This is about removing
yourself,from,the,“rat,race”,and,accepting,that,you,are,
responsible for your own destiny.
9,“Making,money,is,impossible”,becomes,“making money
is,important”,with,abundant,thinking,This,concerns,the,
ability to establish financial education that lasts a lifetime.
10. "My house is a liability" becomes "my house is an
asset" when abundant thinking is applied. This attitude can
help you to see why you made the investment and what it
will bring to you in the future.
Entitlement Thinking
Deficit motivation, or entitlement thinking, is the exact
opposite of abundance.
Entitlement thinking has already been discussed to a certain
extent. It is that awful feeling that says you have been cheated
out of your just desserts, your rightful inheritance. It is how
people think when they set specific expectations for themselves
that are based on their belief that they deserve more.
Entitlement thinking can create the narrow miss that might
cause a little grimace, or a headlong plunge into an empty
chasm. The latter can happen when delusion is responsible for
a,person’s,expectations,- think about the tone-deaf crowd in
the,first,round,of,“;merican,Idol” for example.
Entitlement thinking takes many forms. It may make you think
you deserve more money, a better job, more praise, a more
attractive body, better opportunities, skills, friends, partners
etc. It covers the whole gamut of disillusion that can cause our
lives to be so miserable, and our emotions to be so fraught and
charged with anger and resentment.
These emotions naturally flow from the belief that you have
received less than you expected or less than you deserve.
Setting your expectations too high is often down to arbitrary
personal assessments that have no basis in reality, and that
may have been bolstered over the years by well-meaning but
ill-advised encouragement from others. On the other hand,
entitlement thinking may be based on a sound assessment of a
person’s,skills,and,abilities,which,makes,missing,the,mark,even,
much more annoying. Either way, however, the stumbling block
is the same: it is our expectations that cause the unhappiness.
Recognizing entitlement thinking is quite easy; it is feeling that
we are in a hole and trying to climb out, or the sense that we
are constantly struggling to keep our head above water.
Although these situations may be real enough, we should not
allow them to influence who we are. A better way to think of
things is to understand that it could be a lot worse. The hole
could be an abyss from which you never escape and, if you are
struggling to keep your head above water, well at least,you’re,
not drowning. With such new perspectives, it instantly realigns
your thinking as it becomes apparent that you always (in all
circumstances) have something be thankful for.
Deficit motivation can cause serious harm to an individual. It
can make such people aggressive and negative, even with those
people closest to them; sometimes, especially so. It can also
provoke a reckless attitude to life, where dangerous and
uncalculated risks are taken. Or it can cause a person to feel so
sorry for themselves that they withdraw and give up, which can
lead to depression or worse.
The really sad part of deficit motivation is that it can cause
people to miss truly outstanding opportunities, simply because
such opportunities do,not,conform,to,the,individual’s,
preconceived ideas of what their chance will look like, or how it
will appear. By the time they realize that they may have
misconstrued the situation, the window of opportunity has
passed.
To defeat entitlement thinking, we must ask ourselves exactly
why we believe we are entitled to anything at all. Mostly, it is
because we have been born into a society that promotes the
idea that anything is possible. Yes, almost anything is possible
with abundant thinking, but we have been not been properly
schooled in the workings of abundant thinking; instead, we
have been taught that we are entitled, and this has created a
certain level of expectation.
You have to separate the idea of entitlement from the reality of
the abundant universe. We all believe we have the right to life,
including the basic entitlement to live our lives peacefully, but
try telling that to the ‘have-nots’,who,intend to deprive the
‘haves’,by,using,violence. Nothing can, or should be taken for
granted, and once we realize this we can truly begin to be
grateful, because we will understand that life is a gift.
Over the centuries (and in recent years especially) our notion of
what we may be entitled to have changed beyond all
recognition. Perhaps we might feel we are entitled to foreign
holidays twice a year for example. But before the Wright
Brothers, trips abroad were far more arduous and expensive
affairs. In our modern world, luxuries seems to have become
necessities, and our values have become skewed. We no longer
seem to appreciate the simple things in life that used to make
people feel grateful. In the process, we have taught ourselves
to be unhappy; the undeserving victims of some awful fraud.
Deficit thinking can even create a kind of paranoia; that feeling
of being,“robbed”,of,what,we,deserve,We,may start to view
other people negatively and with deep suspicion. Anyone we
perceive as having the things we want may effectively become
the enemy. We cease looking inwardly for answers and instead
focus on who is to blame for our deficit.
This kind of thinking happens when people focus on what they
do not have in their lives. People who live by thoughts of
scarcity are creating the very circumstances that will cause
further scarcity, because they are convinced that there is a
shortage of the things they want in life. They do not embrace
the concept of abundance, and thus do not invite it into their
lives through a positive attitude.
Scarcity thinking can also produce more far-reaching negative
repercussions,It,can,cause,people,to,take,things,they,don’t,
need, or too much of what they do need, or can turn them into
hoarders, which stops them from giving. Those who think
abundantly, on the other hand, are happy to take only what
they need, despite the knowledge and confidence that the
universe has a limitless supply.
A New Garment
The concept of abundant thinking can be puzzling if you do not
understand the message that lies at its heart.
To summarize, abundant thinking is about being grateful for
what you do have rather than focusing on what you lack. It
involves having no hard and fast expectation of what you will
receive based on some egotistical notion of what you deserve
out of life. It says: be happy with what you have, because it is
all effectively on loan to you whilst you are here, and if you
want more, then take the appropriate actions to achieve your
ambitions, but remain happy in the knowledge that it may not
all happen exactly as you might expect.
All this serves to produce the correct frame of mind to
ultimately accept the gifts that the universe has waiting for you
in the spirit of abundance. This is where some people may
struggle, because this asks that you take the leap of faith and
start believing that there really is abundance out there. The
alternative view is,that,there,just,isn’t,enough,good,stuff,to,go,
around. Consequently, you have to accept the fact that the rest
of your will be spent dealing with careful management of those
precious and scarce resources.
Of course, it is hard to change the habits of a lifetime, especially
for those people who have spent their lives being habitually
pessimistic and/or negative. But understand that such attitudes
are not anything to do with who you fundamentally are; they
are merely garments that you once tried on, and found that
they fitted.
Negativity may hitherto have been a useful predictor for you:
things may not have turned out well for you so far, but you
knew it all in advance. You did not allow your hopes to get too
high because life has a habit of letting you down. You have low
expectations and your reward is that you are disappointed less
often – or so you have come to think. But scarcity is a garment
you are free to discard at any time.
Now, there is another garment waiting for you. So, do you think
you would you be willing to try it on?
Watch the Video
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of Rich Dad, Poor Dad 
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